401(k) Retirement Plan & Financial Review – IN Independent

401(k) Retirement Plan & Financial Review

401(k) Retirement Plan & Financial Review

Save for your future

Easily begin your retirement savings with the IN Members 401(k) Retirement Plan. 401(k) plans are typically not available to independent contractors and the self-employed or simply aren’t cost-effective. Many even require a paid consultation with a financial advisor, potentially costing you hundreds of dollars out of pocket.

With IN, you can now easily set up your own 401(k) and access financial and investment advice from a professional. Contribute today and even borrow tax-free from the plan!

Being an independent contractor shouldn’t prevent you from saving for your future. Your IN membership gives you exclusive access to this valuable 401(k) plan and financial professional review.

 

Tax advantages

Cut your taxes now – and in the future. By using pre-tax deferral, your contributions can be deducted directly from your earned commissions, your paycheck issued by your business or pre-scheduled deductions from your business or personal banking accounts, ultimately lowering your taxable income. You also won’t owe any taxes on earnings made until you choose to withdraw money!

 

Investment options

With numerous investment types to choose from, ranging from low-cost Target Date and Index funds to actively managed investment funds, this plan allows you to pursue your personal savings goals with a level of risk that you are comfortable with.

 

Who’s eligible?

The IN Members 401(k) Retirement Plan is available to independent direct sellers with a valid, current IN Platinum or Silver membership.

 

Get started

Become an IN member or log in to your account today to begin or manage your retirement savings.

 

Program administrator

Horizon Wealth Advisors administers the IN 401(k) Retirement Plan. For information related to your plan, please contact Horizon Wealth Advisors at (833) 772-7540.

Insurance brokerage and related services to be provided by Gallagher Affinity Insurance Services, Inc. (License No. 100310679 | CA License No. 0783129)

The information contained herein is offered as insurance industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that you or your company may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete insurance policy definitions, terms and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis.